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Power of attorney rules in your state
How to sign a financial power of attorney so it works when it's needed: whether it lasts through incapacity, who has to witness it, and whether banks have to accept it.
The one word that matters
A power of attorney is only useful if it still works after you lose capacity, which is exactly when your family needs it. In some states that happens automatically. In others the document has to say so in words. Our guide to durable power of attorney explains why, and what a power of attorney does covers the basics.
Medical decisions are a separate document. See who decides for you if you haven't named anyone.